Terms of Use

Please read these terms of use carefully before using this web site.

This Web page details the terms of a legal agreement (the "Terms of Use") between you and B&F Capital Markets, Inc. By accessing this Web site you acknowledge that you have read and understood the Terms of Use and, having read and understood the Terms of Use, you voluntarily agree to be bound by the Terms of Use. You also agree to comply with all laws and regulations applicable to the use of the Web site, to the use of the Internet, and to the activities involved in using this Web site.

If you do not agree with the Terms of Use, then do not use this Web site.

Situs

This Web site is controlled by B&F Capital Markets, Inc. from its offices within Ohio. B&F Capital Markets, Inc. complies with all laws of Ohio applicable to this Web site and to the Internet. Visitors who choose to visit this Web site from other jurisdictions do so on their own initiative. Those visitors are solely responsible for compliance with their local laws.

Venue & Jurisdiction

Claims relating to this Web site, to the use of this Web site, and to the information content, material, goods and services available through this Web site are governed by the laws of Ohio. You hereby unconditionally, voluntarily, and irrevocably consent to submit to the exclusive jurisdiction of Ohio for any litigation concerning this Web site, your use of this Web site and any purchases made through this Web site. You agree not to plead forum non-conveniens in any such action.

Privacy

B&F Capital Markets, Inc. is committed to protecting your online privacy while you use the services provided on our website. We urge you to read this privacy policy in its entirety so you will understand all of the practices and procedures we follow relating to your online privacy.

What this Privacy Policy Covers In this privacy policy, B&F Capital Markets, Inc. will inform you about the type of information that is collected about you on this website, how the information is collected, how the information is expected to be used and to whom it is expected to be given. This privacy policy will also tell you how to limit our use of your personal information.

Contact our Website This website is the responsibility of B&F Capital Markets, Inc. You can contact us by e-mail at info@bfcmi.com or by regular mail to 635 W. Lakeside Ave., Suite 201, Cleveland, OH 44113.

What Kind of Personal Information B&F Capital Markets, Inc. Collects

While we don't ask for any registration or personal information to browse our site, some information about your server address, Web browser, and computer system are automatically transmitted to our Web servers so that we can operate our site on the Internet.

How We Use Your Personal Information

B&F Capital Markets, Inc. stores its customer information in a password-protected database to fulfill your requests for certain services and to contact you about specials, new services and products.

B&F Capital Markets, Inc. does not currently sell or rent your personally identifiable information to other companies.

Links to Other Web Sites

Our website may contain links to other Internet websites. We encourage our partners, contributors and other third parties to implement policies and practices that respect your privacy.

We are not, however, responsible for other website's privacy practices or website content. Occasionally, you may receive cookies from third party advertisers, partners and vendors. We do not control these cookies.

Changes to this Privacy Policy

We reserve the right to change this policy at any time. We ask that you review this privacy policy from time to time to insure you are familiar with the most current version of it.

Opting-Out

You may opt-out of having your personal information collected by contacting us by e-mail at info@bfcmi.com or by regular mail to 635 W. Lakeside Ave., Suite 201, Cleveland, OH 44113.

Please note that in order to fulfill certain obligations, we may need to continue sending you notices or other important information concerning any services you previously requested.

Acceptance of this Privacy Policy

By using this website, you agree to the terms as well as any posted changes of this Privacy Policy. If you do not agree to the terms, DO NOT use our website.

Change of Terms

These Terms of Use may be changed without notice. Your continued use of this Web site after the Terms of Use are changed indicates your acceptance of those new Terms of Use. If you do not agree to the new Terms of Use, then discontinue your use of this Web site.

Alteration of Site

B&F Capital Markets, Inc. may change, suspend or discontinue any feature, aspect, product, good or service available through this Web site at any time. B&F Capital Markets, Inc. may alter the availability of any feature of this Web site or service related to any feature of this Web site at any time.

B&F Capital Markets, Inc. may add, remove or modify any content of this Web site, including that of third parties, at any time.

Limitation on Usage

B&F Capital Markets, Inc. may limit your access to any part of this Web site without notice to you. B&F Capital Markets, Inc. may terminate your use of its Web site at any time.

Visitor On-Line Conduct

• You agree to use this Web site only for lawful purposes.
• You agree to use this Web site only for its intended purposes.
• B&F Capital Markets, Inc. reserves the right to prohibit any conduct involving this Web site that it deems to be inappropriate.
• You agree not to disrupt this Web site.
• You agree not to interfere with or compromise the security of this Web site, or any computers, servers, accounts, networks, data, software and/or hardware associated with this Web site.
• You agree not to disrupt or interfere with any other visitor's use of this Web site.
• You agree not to attempt to obtain access to any portion of this Web site, any computer, server, account, network, software or hardware associated with the Web site, from which you are restricted.
• You agree that you are solely responsible for any actions you undertake while visiting this Web site and that you will comply with all applicable local, state, national and international laws and regulations applicable to this Web site and the Internet, including United States copyright and export regulations.

Links To and From Other Web Pages

You may gain access to other Web sites via links on this Web site. These Terms of Use apply to B&F Capital Markets, Inc. Web site and do not apply to other parties' Web sites. Similarly, you may have come to this Web site via a link from another Web site. The terms of use of other Web sites do not apply to this Web site. Only these Terms of Use apply to this Web site. B&F Capital Markets, Inc. assumes no responsibility for any terms of use or material outside this Web site accessed via any link.

Copyright, Trademark and Intellectual Property

All information, content and material ("CONTENT") made available by B&F Capital Markets, Inc. through this Web site is owned by or licensed to B&F Capital Markets, Inc. B&F Capital Markets, Inc. and its licensors retain all rights in this CONTENT.

All CONTENT, including but not limited to the Web site design, text, drawings, photographs, graphics, sound recordings and video recordings are protected by copyrights owned by B&F Capital Markets, Inc. or its licensors. The CONTENT and any and all such copyrighted material may not be modified, copied, distributed, downloaded, displayed, e-mailed, transmitted or sold in any form or by any means, in whole or in part, without the prior written consent of the respective copyright owner.

B&F Capital Markets, Inc. grants you permission to display, copy, distribute, print and/or download the CONTENT on this Web site for your personal, non-commercial use only. If you display, copy, distribute, print and/or download the CONTENT on this Web site then you may not modify that CONTENT and you must retain all copyright and other proprietary notices contained in the CONTENT.

The permission granted herein terminates automatically if you breach these terms or conditions. Upon termination of the permission, you must immediately destroy any CONTENT you displayed, copied, distributed, printed and/or downloaded.

B&F Capital Markets, Inc. and www.bfcmi.com and the B&F Capital Markets, Inc. logotype and face logo are registered trademarks, trademarks, service marks or otherwise protected property of B&F Capital Markets, Inc. and may not be used, copied or imitated without the prior written consent of B&F Capital Markets, Inc.

B&F Capital Markets, Inc.'s intellectual property may not be used in connection with any service or product that is not B&F Capital Markets, Inc.'s. B&F Capital Markets, Inc.'s intellectual property may not be used in any manner that is likely to cause confusion among consumers or in any manner that disparages B&F Capital Markets, Inc. Other registered trademarks, trademarks, product names, company names, service marks and otherwise protected property displayed on this Web site are the property of their respective owners and are subject to the terms and conditions applied by those owners to their intellectual property.

The compilation of the CONTENT on this Web site is the exclusive property of B&F Capital Markets, Inc. and is protected by U.S. and International Copyright law.

You may not mirror any CONTENT contained in this Web site on any other Web site, or server.

Digital Millennium Copyright Act

Transmission of Third Party Content

You may not upload, post or otherwise distribute on this Web site anything protected by copyright or other proprietary rights unless the owner of the applicable copyright or proprietary right has given you express authorization for such uploading, posting or distribution on the Web.

Anything for which permission has been granted to upload, post or otherwise distribute must contain the notice "Copyright B&F Capital Markets, Inc.; used by express permission."

The unauthorized use, uploading, posting, and/or distribution of CONTENT protected by copyright or other proprietary rights is illegal and subjects the malfeasant to civil penalties and criminal prosecution.

B&F Capital Markets, Inc., its affiliates, officers, directors, employees, agents or any such similarly situated persons or entities are not liable for damages resulting from any infringement resulting from your actions involving copyrighted or proprietary right protected material.

B&F Capital Markets, Inc., pursuant to the Digital Millennium Copyright Act, designates the company to receive complaints and notices of suspected copyright infringements via e-mail at info@bfcmi.com and by regular mail at 635 W. Lakeside Ave., Suite 201, Cleveland, OH 44113.

You are prohibited from uploading, posting or otherwise distributing on this Web site any unlawful, threatening, libelous, defamatory, obscene, pornographic or profane CONTENT that could produce any civil or criminal liability for either yourself or for B&F Capital Markets, Inc., its affiliates, officers, directors, employees, agents or any such similarly situated persons or entities.

Ownership of Third Party Content

B&F Capital Markets, Inc. displays CONTENT supplied by visitors and other third parties on its Web site. B&F Capital Markets, Inc. has no editorial control over this CONTENT.

The CONTENT supplied by visitors and other third parties belongs to the respective owners of that CONTENT.

B&F Capital Markets, Inc., ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS AND ANY SUCH SIMILARLY SITUATED PERSONS OR ENTITIES ("WE") DO NOT GUARANTEE THE ACCURACY, COMPLETENESS, USEFULNESS OR EXISTENCE OF ANY CONTENT SUPPLIED BY VISITORS OR THIRD PARTIES.

WE DO NOT WARRANT THE MERCHANTABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE OF ANY CONTENT SUPPLIED BY VISITORS OR THIRD PARTIES.

We shall not, under any circumstances, be liable for any loss, damages or harm caused by you or anyone else's reliance on CONTENT available on this Web site that is the property of visitors or third parties. You are solely responsible for evaluating and acting on any CONTENT available on this Web site.

Copyright Violation Notification

If you have a good faith belief that your copyright has been infringed by any CONTENT on this Web site, then please notify B&F Capital Markets, Inc. at info@bfcmi.com and by regular mail at 635 W. Lakeside Ave., Suite 201, Cleveland, Ohio 44113. Please provide, in writing, the following information: a statement that you have in good faith belief that your copyright has been infringed and that the disputed use was not authorized by either the copyright owner, the agent of the copyright owner or by operation of law i.e., fair use); a description of the copyrighted work that you believe has been infringed; a description of the location of the allegedly infringing material; your name, address, telephone number and e-mail address; a statement, made under penalty of perjury, that your notice of copyright infringement is accurate and that you are either the copyright owner or are a person authorized to act on behalf of the copyright owner.

Your notice of copyright infringement must contain either the electronic or physical signature of either the copyright owner or a person authorized to act on behalf of the copyright owner.

Disclaimers

This web site is provided "as-is" and "as-available." B&F Capital Markets, Inc. makes no representations or warranties of any kind, express or implied, concerning the operation of this web site, the content, goods and/or services available on or through this web site.

You agree to visit this web site solely at your own risk. You agree that your use of this web site, and any content, goods and/or services available through this web site is solely at your own risk. We do not warrant that this web site will be available at all times or that a visitor's use will be continuous and/or error free.

We do not make any warranties that the content, goods and/or services available through this web site are accurate, reliable or current.

We make no warranty concerning the results that may be obtained from the use of this web site or any content, goods and/or services available through this web site.

B&F Capital Markets, Inc. disclaims, to the maximum extent permissible, all warranties, express or implied, including but not limited to implied warranties of fitness for a particular purpose and implied warranties of merchantability.

Limitation of Liability

B&F Capital Markets, Inc. will not be liable for any damages of any kind, including but not limited to direct, indirect, incidental, punitive and/or consequential damages, arising from the use of this web site.

Neither we, nor any other party involved in creating, producing, serving, hosting, maintaining and/or updating this web site shall be liable, under any circumstances, for any damages, including but not limited to direct, indirect, incidental, punitive, and/or consequential damages, including, but not limited to damages arising from mistakes, omissions, interruptions, deterioration or corruption of files, deletion or corruption of e-mail, errors, loss of data, loss of profits, defects, viruses, and/or delays, that result from your use of or inability to use this web site, resulting from acts including but not limited to acts of god, network failure, hardware or software failure, theft, unauthorized access, B&F Capital Markets, Inc.'s negligence or your own errors and/or omissions, and any other cause, even if B&F Capital Markets, Inc. has been advised of the possibility of such damages. You agree that this section applies to all content, goods and services available through this web site.

In any jurisdiction where exclusion or limitation of liability for any type of damage is prohibited, B&F Capital Markets, Inc.'s liability is limited to the maximum extent allowed by that jurisdiction.

Indemnity

You agree to indemnify B&F Capital Markets, Inc. from any damages, losses, costs, or expenses that WE may incur as a result of your use of this Web site or your use of the CONTENT, goods and/or services available through this Web site.

Severability

If any provision of these terms of use is held invalid or unenforceable in whole or in part in any jurisdiction, that provision shall be ineffective in that jurisdiction without affecting the validity or enforceability of the remaining provisions of these terms of use.

Integration Clause

You hereby acknowledge that these terms of use, including all documents referenced herein, represent the entire understanding between you and B&F Capital Markets, Inc. concerning your use of this Web site, and the CONTENT, goods and services available on this Web site.